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Maria Floro
Professor of Economics
Research Interests
Gender and Economics. Recent publications and current research
focus on an empirical analysis of the effect of gender on savings,
work intensity and women's well-being, intra-household decisionmaking
and bargaining model, and time use, unpaid work and overlapping
activities in Australia, and the impact of economic restructuring
on time allocation .
Informal Credit Markets and New Institutional Economics. Recent
publications and current research focus on the effects of financial
crisis on informal credit as well as incentive structures of rural
financial markets.
Economic Development. Recent publications and research focus on
the effects of financial liberalization and crisis on middle class
and urban poor households (particularly homeworkers) and on structural
adjustment program effects on labor markets in the Philippines
and Zambia.
Teaching Interests
Economic development. Gender roles in the economy. Development
finance. Political economy of East and Southeast Asia.
Professional Activities
Professor Maria Sagrario Floro received her BA from University
of the Philippines, MA from Monash University (Australia) and
Ph.D from Stanford University. Her dissertation was later published
into a book ( with co-author, Pan Yotopoulos of Stanford University)
entitled Informal Rural Credit Markets and the New Institutional
Economics: The Case of Philippine Agriculture (1991). The study
was motivated by the pattern of indebtedness among farmers to
informal lenders. The theoretical model of informal lenders' behavior
and farmer indebtedness and the empirical research grew out of
her extensive fieldwork in the Philippines during 1983-84. She
has worked closely with the Agricultural Credit Policy Council
of the Philippines and has pursued her research interest on credit
markets, particularly on formal and informal sector linkages,
incentive structures of financial institutions, and more recently,
on urban informal credit markets in the aftermath of financial
crisis.
Professor Floro has also explored the issues of gender and economic
development and has worked in various capacities with women's
grassroots organizations, government ministries, United Nations
and other international agencies. The interrelation of women's
well-being and economic development was the main theme of the
1997 Philippine Human Development Report of which she served as
contributor and a reviewer. She also had the opportunity to understand
the dynamics of gender and macroeconomics (particularly finance
and investment) while providing training to women's groups, organizing
sessions for the 1995 Beijing Conference and help prepare for
conference of Senior Women leaders during the 1996 Asia-Pacific
Economic Cooperation (APEC) in Manila. These experiences gave
her deep insights on the issues of globalization as well which
she explored analytically in several papers and articles. She
recently served as co-ediotr of the journal, Feminist Economics,
for their special issue on gender and globalization.
Her interest on well-being and women's unpaid work has led her
to examine time use surveys. In 1997, she spent her sabbatical
at the University of Sydney to work on the measurement and determinants
of overlapping activities using the 1992 Australian time use survey.
More recently, she is exploring the dimensions of paid and unpaid
work among women homeworkers and the effects on their well-being.
Recent Publications
- Informal Rural Credit Markets and the
New Institutional Economics: The Case of Philippine Agriculture,
co-authored with Pan Yotopoulos, Westview Press, Boulder, Colorado,
San Francisco and London, 1991.
- Women's Work in the World Economy, (with
Nancy Folbre, Bina Agarwal, Barbara Bergmann), MacMillan Press
and the International Economics Association, London, January
1992. (Also published by the New York University Press).
- "Does Gender Have Any Effect on Aggregate
Savings?: An Empirical Analysis", (with S. Seguino) Submitted
to Oxford Bulletin of Economics and Statistics, April 2000.
- "Time Use and Overlapping Activities:
Evidence from Australia", (with Marjoire Miles), Submitted to
Cambridge Journal of Economics, 2000.
- "Financial Crisis, Gender and Power: An
Analytical Framework", (with Gary Dymski), World Development,
July 2000.
- "Double Day/Double Shift", in Janice Peterson
and Margaret Lewis (eds.), The Elgar Companion to Feminist Economcis,
Edward Elgar, Cheltenham, UK, 1999.
- "Structural Adjustment, Gender and Labor
Markets: The Philippines and Zambia", co-authored with Kendall
Schaefer, Journal of Developing Areas. October 1999.
- "Vertical Links between Formal and Informal
Financial Institutions" (co-authored with Debraj Ray), Review
of Development Economics, Vol. 1, No. 1, October 1996, pp. 1-32.
- "Economic Restructuring, Gender and the
Allocation of Time", World Development, Vol 23, No. 11, November
1995, pp. 1913-1929.
- "Women's Well-being, Poverty and Work
Intensity", Feminist Economics, Vol. 1, No. 3, 1995, pp. 1-25.
- "Income Distribution, Transactions Cost
and Market Fragmentation in Informal Credit Markets", (with
Pan Yotopoulos), Cambridge Journal of Economics, Volume 16,
No. 3, September 1992.
- "Market Orientation and the Reconstitution
of Women's Role in Philippine Agriculture, Review of Radical
Political Economics, Volume 23, Nos 3 and 4, Fall and Winter
1991.
Works in Progress
- "Employment, Gender and Savings: An Analytical
Model."
- "Poverty, Finance and Gender: The Impact
of Financial Crisis on Poor Households."
- "Gender and Finance (Book Project Proposal
for Routledge )."
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