RISK MANAGEMENT & SAFETY SERVICES
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INTERNATIONAL TRAVEL
 


GLOBAL ACCIDENT & HEALTH BENEFITS

The following benefits are provided only while on university sponsored international travel.
Benefits
Description and Limits
Medical expenses
  • Up to $50,000
  • Medical care and treatment provided by a physician as a result of a sickness or accident
  • Semi-private hospital room and board
  • All necessary medical and surgical services and supplies while confined in a hospital
  • Outpatient medical care and treatment provided by a hospital or clinic
  • Professional local ambulance service
  • Dental expenses resulting from an accident up to $1,000
  • A surgical procedure and anesthesia when performed or administered by a physician
  • Laboratory and x-ray tests and treatments
  • Supplies and prescriptions while confined in a hospital or upon release
  • $2,000 per pregnancy benefit for emergency medical services
Deductible (per occurrence)
  •  $50.00
Pre-existing Conditions
  • Up to $2,500
  • Defined as any condition that a covered person has incurred charges, received medical treatment or taken prescribed drugs or medicine for an injury or sickness during the 90 day period immediately preceding the date of travel.
Exclusions included, but not limited to
  • Routine physical examinations
  • Eyeglasses
  • Hearing aids
  • Routine dental care
  • Cosmetic treatment or surgery
  • Confinement or institutional care
  • Maternity and routine nursery care
  • Expenses incurred during holiday travel
  • Injury or sickness caused by war, riot, civil commotion or police action
  • Participation in a criminal act
  • Intentionally self-inflicted injuries
Medical evacuation
  • Up to $50,000
  • Emergency evacuation to an adequate medical facility
Medical repatriation
  • Up to $50,000
  • Medically necessary repatriation and return of mortal remains
Accidental death and dismemberment
  • Up to $10,000
Executive Assistance services
  • 24hours a day/365 days a year
  • Inside the USA or Canada 1-800-336-0627
  • Outside USA or Canada collect 1-302-476-6194
  • Medical-referral to medical specialist or medical monitoring while hospitalized
  • Travel-emergency travel arrangements, return of traveling companion/dependant and return of vehicle
  • Personal-pre-trip medical referral, emergency medication, embassy and consular information, lost document service, emergency message transmission, emergency cash advance, translator/interpreter access
  • Legal-referral to lawyer
  • Security-Pinkerton Travel Security Services includes Eye on Travel security
  • information and security briefings by phone.
Cost of coverage
  • $9.25 per week
  • $34.00 per month
  • $136.00 per semester

 

 
 contact: rmo@american.edu
4400 Massachusetts Avenue, NW * Washington, DC * 20016
202.885.2706 * Fax 202.885.3278 
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