Federal Direct Stafford Loans are federally supported, low-interest student loans with flexible repayment options. Subsidized loans are offered to students who are eligible on the basis of calculated need, while unsubsidized loans are available even for those who do not qualify for need-based financial aid.

All applicants must submit the Free Application for Federal Student Aid (FAFSA) for determination of Direct Stafford Loan eligibility. Students must also complete Entrance Counseling and the Master Promissory Note before the INITIAL disbursement of a Direct Stafford Loan can be made.