ELECTRONIC COMMERCE


OVERVIEW
In 2000, the OECD reports that 40% of Swiss households had Internet access. Households with incomes in the first quartile had an Internet access rate of less than 20%. Households in the fourth income quartile had an access rate of 50%. This shows a strong correlation between income and access. During the same period, 60% of all Swiss households had access to a home computer.1  Sending and receiving email was the most popular Internet activity among the Swiss. Purchasing and ordering goods and services had  a 20% usage rate among the Swiss. The average price for 20 hours of Internet access 65 PPP dollars with roughly 75 Internet hosts per 1,000 inhabitants.
2

                                                    
                                                       Internet Activity and Usage Rates 2000

Activity
Usage Rate (%)
Sending/receiving emails
90
Finding information
10
Purchasing/ordering goods and services
20
Reading/downloading online newspapers/magazines
35
Playing/downloading games and music
10
Downloading free software
30
Using banking services
25
Job search
10
                                                        Source: Table created from  information from OECD

SLOW ECOMMERCE GROWTH
Switzerland is well suited to support the diffusion of electronic commerce throughout the country. However, electronic commerce has not enjoyed the penetration rate in Switzerland as it has in other countries.  According to a study conducted by the Solothurn University of Applied Sciences Northwestern Switzerland, the Internet has a very high rate of awareness among the Swiss population. The study also found that Switzerland was second to only to Sweden in overall Internet usage in Western Europe. The Swiss have a 56% usage rate with 46% percent using the Internet within the previous three months. 3

The Swiss have a higher percentage of browsing online rather than making purchases. Browsing online is also a trend in Europe. Jupiterresearch reports that “ the Nordic countries as a group tend to exhibit the highest levels of browsing online for products.” 4 Switzerland’s lower online purchase rate could be linked to the users’ perception of electronic commerce. Swiss users may need more security assurances. The Swiss government is enacting legislation to combat the rise in Internet fraud. Until Swiss consumers have confidence in the security of their transactions, online shopping will remain low. The Swiss also tended to have greater Internet access at work than at home. The location of the access may have an affect on the usage patterns.


Another hurdle to the diffusion of online purchasing is the lack of a perceived benefit. When compared to American’s valued benefits of timesaving and convenience, the Swiss may not believe there is an advantage to online shopping. The Internet is not seen as a marketplace, but as a source of information.  The University study found that of those people surveyed” three-fifths do not acknowledge the necessity and the benefit of online shopping in principle and therefore do not have any reason to change their behavior.” 5



International Comparison of Internet Activity 2001

Country
Browsing  Purchasing
Australia
23%
11%
Austria
21%
10%
Belgium/Luxembourg
9%
4%
Denmark
31%
11%
Finland
22%
9%
France
5%
2%
Germany
18%
10%
Ireland
10%
4%
Italy
6%
2%
Netherlands
18%
5%
New Zealand
23% 8%
Norway
23%
8%
Singapore
14%
4%
Spain
5%
1%
Sweden
31%
17%
Switzerland
23%
11%
UK
14%
9%


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