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Student Health Insurance Coverage / Waiver of AU Health Insurance
All full-time students, students living in university-sponsored housing at American University, and students with an F1 or J1 visa are automatically enrolled in the Student Health Insurance Plan. If you were automatically enrolled in the Student Health Insurance Plan based on the number of credit hours you are taking, it's important for you to contact our office if you drop any classes. If you were full-time and drop to part-time status, you'll lose your health insurance benefits. To prevent this, you'll need to complete a voluntary enrollment form.
If I am covered by my parents insurance plan or have other coverage, why would I need the AU plan?
If you are covered by your parents' plan or have other coverage that contains comparable benefits to the AU plan, you probably wouldn't need the AU insurance plan. Before you waive, you might want to review the specifics of your current policy and compare them with the AU plan. Some of the basic information you might want to compare is:
Annual cost - is the AU plan less expensive for the amount of benefits offered than your current plan?
Deductible amount - how much you will pay out of pocket before your insurance pays? In network and out of network benefits? does your insurance consider specialists in DC in-network or out-of-network?
Prescription drug benefit - does your plan include coverage for prescription drugs?
Coverage abroad - does your plan include coverage when you travel abroad?
I have compared plans and I wish to remain on my current health insurance plan, what do I do?
Simply complete an online health insurance waiver before the designated waiver deadline. See the Insurance Waiver Information page.
If I waived student health insurance last year, do I need to do it again?
Yes. You must waive the AU Student Health Insurance Plan at the beginning of each academic year.
If I want the AU health insurance and I am not in one of the required categories for automatic enrollment, how can I enroll?
If you are not automatically enrolled in the Student Health Insurance Plan, you can send an email to the Student Health Center at firstname.lastname@example.org. Please include your AUID number in your email.
How can I check to see if I am enrolled in the AU Student Health Insurance Plan?
If you have been automatically enrolled in the Student Health Insurance Plan, the premium (annual cost of health insurance) amount will be assessed to your student account. You can log onto myau.american.edu and review your Eagle Finance Page to ensure this has occurred.
Can my spouse and children be covered on the AU plan?
Yes. AU understands that you might not be alone when coming to AU. With that in mind, you can purchase health insurance for your spouse, domestic partner, or dependents. After your create an account with UnitedHealthcare StudentResources you will be able to purchase additional coverage online.
Where can I learn more about the AU insurance benefits and providers?
If you are on the AU Student Health Insurance Plan, visit the UnitedHealthcare Insurance Site (link above) to find an in-network provider.