Health Insurance
About the Student Health Insurance Plan
American University and the Student Health Center are committed to keeping students healthy so they can achieve success in all areas of campus life. The Student Health Center provides primary care medical services, health education, and wellness programming to students. The Student Health Center also provides gynecological care, immunizations, and allergy injections. Although we can meet many of your health care needs, it may be necessary for you to access additional medical services. Health insurance will help cover the costs of additional care and services.
Health insurance is required of all full-time degree, resident, and international students with F1 and J1 visas.The American University student health insurance plan has been developed especially for AU students. The plan provides coverage for Accidents and Sicknesses that occur on and off campus and includes special cost-saving features to keep the coverage as affordable as possible.
2011-2012 Student Health Insurance Premiums
|
Annual
|
Spring/Summer
|
Summer
|
|
| Student |
$1,720
|
$1,095
|
$475
|
| Spouse/Domestic Partner |
$6,925
|
$4,400
|
$1,880
|
| Each Child |
$4,020
|
$2,865
|
$1,090
|
How does the cost of the AU plan compare to the cost of plans at other colleges and universities?
It is difficult to answer this question because every plan has a unique combination of benefits. However, the AU plan remains an excellent value for students compared to plans at other colleges and universities in the area. Prior to increases for the 2011-2012 year, plans such as those at Georgetown University, Catholic University, and Johns Hopkins University were in the $1,600 to $2,000 range.
What changes have been made to the AU insurance plan for the 2011-2012 policy year?
In order to better meet the needs of students, the student health insurance plan will include a $4,000 maximum for prescription drug coverage. The previous maximum was $2,500. The exclusion of treatment for pre existing conditions has also been removed.
I am graduating from AU in December 2011 or May 2012. What are my options for health insurance?
Remember that all students covered by the AU plan for 2011-2012 who are graduating in May 2012 are covered through August 20, 2012. AU does not provide health insurance coverage beyond that time. Students who are graduating in December 2011 are also covered through August 20, 2012 but may wish to discontinue participation in the AU plan upon graduation. In this situation, a pro-rata refund of the premium may be made. Graduates who wish to discontinue coverage must send an email to insurance@american.edu before December 31st. Once it has been verified that you have graduated, a pro rated refund will be applied to your student account. Your insurance will expire on December 31, 2011.
What other things do I need to know about the Student Health Insurance Plan?
When you accept the American University Student Health Insurance Plan, you are accepting the terms and policies of the plan. Please make sure you read the policy brochure carefully. The brochure will be available online at www.myaustudentinsurance.com this summer. You may also obtain a brochure and additional information at the Student Health Center. Please remember that students who are insured under the plan must obtain a referral during a visit with a Student Health Center provider prior to receiving treatment outside of the Student Health Center.


