2016-2017 Tuition Insurance Plan Terms and Conditions
WHAT THE PLAN COVERS
MENTAL HEALTH WITHDRAWALS: 75% of the insured term tuition and room, less any refund or credit due you from the University, will be refunded provided your medical condition is certified by a licensed physician and you have completely withdrawn from all classes for any condition whose diagnosis is found in the DSM-V Manual.
INJURY & SICKNESS WITHDRAWALS: 75% of the insured term tuition and room, less any refund or credit due you from the University, will be refunded provided your physical condition is certified by a licensed physician and forces you to completely withdraw from all classes for the balance of the term.
In both cases above, a “complete withdrawal” from the university is required. This means you have given written notice that because of an injury or sickness you will not be able to complete the term and you will not receive any academic credit. A written statement from your doctor certifying the injury or sickness and university verification will be required.
CONDITIONS OF COVERAGE Your protection covers a full term from the opening to closing date. This coverage refunds on a term basis only.
Enrollment in the Plan must be made by September 9th.
Coverage ceases on the last day of formal academic instruction by the University due to any reason.
Room charges that are not paid to the University cannot be insured.
EXCLUSIONS • war or any act of war, declared or undeclared • terrorism • the voluntary use of illegal drugs, the intentional taking of over the counter medication not in accordance to recommended dosage and warning instructions, or the intentional misuse of prescription drugs • taking part in a riot • failure to attend classes for any reason other than injury or sickness • withdrawal when the student receives credit for an incomplete term • suicide or intentional self-inflicted injury or sickness • nuclear reaction, nuclear radiation or radioactive contamination
CLAIMS Claim forms with instructions are available at the University, or by contacting A.W.G. Dewar, Inc. Claims should be reported within 30 days from occurrence or as soon as it is reasonably possible. You should arrange for the completion of the claim form. Benefit payment is made to the University to be credited to the student’s account. Benefits not required to settle your account with the University will be refunded to you through the University. All Mental Health withdrawals will be classified in accordance with the American Psychiatric Association’s Diagnostic and Statistical Manual - DSM-V.
COST The cost of the Plan is $120.00 per semester or $240.00 for the academic year which includes premium and an administrative fee. Academic year premium covers both the fall and spring semesters for 2016-2017.