Immunizations and Student Health Insurance
Health care in the United States is very expensive. Without insurance, a visit to the doctor may cost $100 or more and hospital rooms alone may cost $500 or more per day. It is essential therefore, to have health insurance coverage.
There is a wide range of information about immunization requirements, AU student insurance, and other health topics on the AU Student Health Center website.
A completed Immunization Report, signed by a health care provider, must be on file at the Student Health Center for each student under the age of 26 attending American University. The Immunization Report is available on the Student Health Center forms website. The completed form (or other evidence that verifies your immunization against the diseases listed below) should be faxed, without a cover page, to:
Student Health Center
District of Columbia law requires that all students under age 26, enrolled in schools within the district, provide proof of having had the following immunizations. Laboratory evidence of immunity (titer blood test results) may be accepted instead of the required immunizations for each of the diseases described.
Two vaccinations against Measles, Mumps, and Rubella, given after 1 year of age and at least 30 days apart; one Diphtheria/Tetanus booster given within the past ten years; two doses of Varicella (Chicken Pox) vaccine 60 days apart, and a series of three Hepatitis B immunizations administered over a 6-month period.
The immunization form should be completed with your physician present so s/he can consolidate your records and update any immunizations you may be missing. If you submit an immunization form that is incomplete, has invalid dates, or lacks a validating stamp, it will not be processed and will delay your registration for classes.
If your records do not comply with the regulations, your registration for classes may be delayed. For more information please contact the Medical Records Staff at the Student Health Center: 202-885-3380
Medical Insurance/ Student Health Center
Medical insurance protects you against large debts incurred as a result of illness or injury. AU requires all full-time students to have health insurance (except those on A, G, and H visas, although it is still highly recommended). If you are in F-1 or J-1 status, you must also have health insurance for your accompanying F-2 or J-2 dependents. You should carry valid proof of insurance at all times during your stay in the United States.
Unless you complete a health insurance waiver form, you will be billed automatically for the American University insurance plan, which provides low-cost and comprehensive coverage. Other plans are also available to international students.
Insurance plans differ: Study your plan's description of benefits carefully to understand the extent of your coverage and to avoid any misunderstandings or future difficulties. In choosing an insurance policy, you should consider many factors. These considerations include:
Deductible Amounts: Most insurance policies require you to pay part of your health expenses yourself (your part is called the deductible), before the company pays anything.
Coinsurance: After you have paid the deductible, the insurance company usually only pays a percentage of your medical expenses. The policy might pay 20% of the expense. This is called the coinsurance.
Pre-existing Conditions: Most polices will not cover health problems you had before you bought the insurance (known as pre-existing conditions).
Lifetime/Per-Occurence Maximums: Exchange Visitors must have insurance that will pay at least $50,000 for each specific illness or injury (at least a $50,000 per-occurence maximum). Be aware that treatment for major illneses can costs several times that amount.
Exclusion. Most insurance policies do not cover certain conditions. Read the list of exclusions carefully so that you understand exactly what is not covered by the policy.
Health Insurance Waiver
You may waive the university sponsored plan if you already have insurance or if you choose a different plan. However, you must provide proof of alternate insurance. Waivers must be submitted through your my.american.edu account (under Health & Living, personalized links). For more information about the Health Insurance Waiver, please see the Student Health Center website.
All waiver requests must be submitted on-line by the required deadline or students will be billed for the university sponsored plan.
Student Insurance Office
Phone: (202) 885-3378
Other Insurance Options
The following are among the other insurance companies that offer health insurance for international students and exchange visitors. American University cannot endorse or recommend any company. You are not limited to these insurance companies, and it is recommended that you evaluate a number of companies to find the one that best meets your needs.
Students on J-1 visas must be sure that their insurance meets the State Department insurance requirements for J-1 visa holders.
CMI Insurance Specialists:
Global Medical USA
1447 York Road, Suite 300
Lutherville, MD 21093
see also Global Medical USA
The Harbour Group, L.L.C.:
International Student & Scholar Medical Insurance
1800 Michael Faraday Drive
Reston, Virginia 20190 USA
One Radnor Corporate Center
Radnor, PA 19087 USA
Phone: 877-424-4325 (Toll-free)
or 610-254-8700 (from outside the US or local)